
Why Work With Me?
As your dedicated Mortgage Loan Originator, I combine the advanced financial strategy of an MBA with a relentless commitment to your success. My approach is defined by unwavering accessibility and a promise to personally advocate for every borrower, ensuring your questions are answered and your goals are prioritized at every turn. Backed by a high-level support team and the direct mentorship of seasoned industry leadership, I offer the perfect balance of focused energy and veteran institutional expertise.
When you choose to work with me, you aren't just getting a loan—you’re getting a strategic partner who will outwork the competition to get your deal across the finish line with speed and precision.


Our Services
Tailored mortgage solutions designed to fit your unique home financing needs.


Home Loans
Home Loans
Refinancing
FHA Loans (low down payment options)
VA Loans (for veterans and active-duty service members)
DSCR Loans (for real estate investors)
Bank Statement Loans (for self-employed borrowers)
HELOC & Home Equity Loans (access your home’s equity)
Reverse Mortgages (for financial flexibility in retirement)
Jumbo Loans (for high-value properties)
ITIN Loans (for non-traditional borrowers
Refinancing
Simplify your monthly payments or tap into your home equity with flexible refinancing solutions built around your goals.


Loan Solutions for Every Situation
Competitive rates and personalized plans to help you buy your dream home with confidence and ease.
Competitive rates and personalized plans to help you We offer a wide range of mortgage programs designed to fit your financial goals and unique situation.
Our services include:
Contact
Reach out today for personalized mortgage advice and fast assistance.ralfaro@westcapitallending.com
NMLS 2783450 | NMLS 1566096
DRE 02022356
westcapitallending.com | My Website
Schedule an Appointment with Me
Email:
Phone
Call/Text: Direct: (949)379-1975
Cell: (949)237-7454
