Home purchase, refinance and home equity loans, shopped across 100+ lenders.
HOME LOANS IN 28 STATES
Buying, refinancing, tapping your equity or planning for retirement, I'll compare programs from more than 100 wholesale lenders and show you real numbers side by side.
Se habla español
YOUR LOAN OFFICER
Robert(o) Alfaro
Mortgage Loan Originator, West Capital Lending
NMLS
Languages
Licensed in
English, Spanish
28 States
Licensing
We are licensed to provide mortgage services in the following states. Contact us to explore your options based on your location.
• AL – Alabama
• AR – Arkansas
• AZ – Arizona
• CA – California
• CO – Colorado
• CT – Connecticut
• FL – Florida
• IA – Iowa
• ID – Idaho
• KS – Kansas
• KY – Kentucky
• ME – Maine
• MI – Michigan
• MN – Minnesota
• MO – Missouri
• ND – North Dakota
• NE – Nebraska
• NH – New Hampshire
• NM – New Mexico
• OK – Oklahoma
• OR – Oregon
• SD – South Dakota
• TN – Tennessee
• VA – Virginia
• WA – Washington
• WI – Wisconsin
• WY – Wyoming
Why Work With Me?
As your dedicated Mortgage Loan Originator, I combine the advanced financial strategy of an MBA with a relentless commitment to your success. My approach is defined by unwavering accessibility and a promise to personally advocate for every borrower, ensuring your questions are answered and your goals are prioritized at every turn. Backed by a high-level support team and the direct mentorship of seasoned industry leadership, I offer the perfect balance of focused energy and veteran institutional expertise.
When you choose to work with me, you aren't just getting a loan—you’re getting a strategic partner who will outwork the competition to get your deal across the finish line with speed and precision.
Our Services
Tailored mortgage solutions to fit your homeownership dreams.
Home Equity Loans
Customized loan options that make buying your first or next home simple and stress-free.
First-Time Buyer/Pre-qualification
Special programs designed to guide you through your first home purchase with confidence and ease.
Reverse Mortgages
Access your home equity without selling your property. Designed for homeowners seeking financial flexibility in retirement.
DSCR
Investor-focused loans based on property income rather than personal income. Ideal for real estate investors
HEI
Lump-sum cash today in exchange for a share of your home's future value. Ideal for owners who don't qualify for a HELOC, do not want to refinance or have a monthly payment.