One request. The lender that fits your deal.
Apartments, mixed-use, retail, office, industrial or the building your business runs from. I size your deal the way a lender will, take it to the lender types that finance it, and put the term sheets side by side.
COMMERCIAL REAL ESTATE LOANS
Through Robert's Loan Hub
Commercial lending - SBA Loans - One point of contact - Se habla español
Se habla español
Two questions decide which lender want your deal
WHERE YOUR DEAL FITS
Your business's
building
Investment
property
Tenants pay rent
Vacancy, renovation or ground-up
Stabailized
In transition
You occupy most of it
Who uses the building, and is it producing steady income yet? Find your square to see which kinds of lenders typically finance deals like yours.
Leased up, with steady income
Long-term, fixed-rate options. The best pricing goes to stable occupancy and strong income.
Short-term money to buy, fix and lease up, then refinance into a long-term loan or sell.
Lenders look at your business's cash flow as much as the building. SBA can mean as little as 10% down.
Typical term, side by side
COMPARE LENDER TYPES
Typical ranges as of late 2026. Your terms depend on the property, the lender and you.
PROPERTY TYPES
What lenders look at for your property type
Apartment buildings (5+ units)
Occupancy and the rent roll: who pays, how much, and when leases end
Operating expenses per unit, compared with similar buildings nearby
The building's condition and any deferred repairsWrite your text here...
Buying or refinancing a 1–4 unit rental? That's a residential DSCR loan. See the Mortgage page.
COMMON FINANCING
Banks and credit unions, Fannie Mae and Freddie Mac programs for stabilized buildings, and bridge loans for value-add.
Apartments often get the highest leverage and longest fixed terms in commercial lending.
Where the time goes
FROM DEAL TO CLOSING
A typical long-term commercial loan takes about 12 weeks. Most of it is waiting on the appraisal and other reports, so the sooner we start, the better.
SEND ME YOUR DEAL
Give me the numbers a lender will ask for
A few minutes, no credit pull. I'll come back with what's realistic and the next step. Prefer to talk? Call (949) 379- 1975.
Have these handy
Rent roll: each tenant, rent and lease dates
T-12: the last 12 months of income and expenses
Purchase contract or letter of intent, if buying
Real estate you own, with loan balances
Personal financial statement and 2–3 years of tax returns
Don't have it all yet? Send what you have....
The Property
What do you need?
No credit check. En inglés o en español.